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There was a time Terrell Suggs Jersey , and not all that long ago, when banking was usually a time-consuming and frustrating experience. Going to the bank meant searching for parking, making sure you got through the doors before closing time, queuing Marshal Yanda Jersey , completing forms, queuing again. All in all, not a lot of fun. However, all of this has changed with the advent of internet banking.

The revolution probably started in 1969 C.J. Mosley Jersey , with the arrival of the Automated Teller Machine (ATM). This was the public's first experience of being able to conduct basic financial transactions, like drawing cash or depositing a check, without needing to interact with a live person.

The growth of the world-wide-web made possible the next logical step - the ability to perform your financial transactions from the comfort of your home. The requirements for this convenience are a PC and access to the internet. And, of course Joe Flacco Jersey , a bank account with a bank that allows online access to your account.

To access your account online you will use your account number or your card number (debit or credit) and a password. Banks have very tight security measures in place with online access, using very powerful encryption techniques in communications with the client. Some banks utilize a second password where the client supplies random portions of that password. This is so that even if the client's keystrokes are captured and deciphered by some unscrupulous person they still won't have the full password.

Clients are also encouraged to use strong passwords and to change them frequently. All the security in the world is of no value if you have your password on a piece of paper taped to your screen. Passwords should be secret and committed to memory. Some banks send their clients a "one-use" password via their cell phones for certain transactions as an added security measure.

The list of transactions that can be performed online is extensive. It is possible to pay your phone bill, your mortgage and your car installment. You can transfer money into someone else's account and you can transfer money between your own accounts. You can apply for an overdraft, a loan or open a new account online. You can request statements Lamar Jackson Jersey , present and past and download them in various formats. You can also request that transactions are sorted on different criteria. You can order a new check-book, stop payment on a check or initiate a regular debit order payment.

There are many benefits for the client in using the available online facilities. There is no longer any need to travel physically to the bank, so the irritations associated with traffic and parking are obviated. Banking facilities are available 247 so there is no longer any need for concern about banking hours. You bank when it suits you.

Of course not all people are comfortable with this less personal way of transacting. Some do not trust the technology or feel comfortable using a computer, so there will always be a need for human tellers in the branches. Interestingly Trace McSorley Jersey , there are banks that exist ONLY in cyberspace and have no physical presence.

Internet banking also has advantages for the banks; tellers are freed from many routine tasks like balance enquiries and can be used for other functions. Branches are able to function with fewer staff so salaries are saved. This is intelligent use of technology and benefits both supplier and consumer.
How to Ensure Secure Parcel Delivery at Your Home Business Articles | August 25, 2010
All human beings communicate with each other. Post boxes are a way used by many to connect with the outer world. These must be protected and these must be taken good care of so that you are n...


All human beings communicate with each other. Post boxes are a way used by many to connect with the outer world. These must be protected and these must be taken good care of so that you are not a target of identity thieves. Mail boxes have become all the more important in recent times as more and more people are getting all kinds mail getting delivered to their homes. Mail boxes are not just about the mail, these are used while receiving parcels. More and more people are taking to parcel delivery to meet most of their shopping needs and FedEx stocks going up. If you are looking for a hassle-free way to receive a parcel, then you need the proper post boxes.






Just a few years ago Iman Marshall Jersey , post boxes were only meant for mail. The recipients had to be actually present in their homes when the delivery of parcels took place. Times have changed dramatically. With the changing times, people have become busier. With most of us are stuck up with work all the time, hassle-free parcel delivery is a thing of concern for many people.






Modern post boxes have innovative designs. You need to be very specific about your requirements while choosing the right post box. If you are an online-shopper, then chances are that you will be out of your home when the delivery takes place. Having a big post box with secure locks will enable the parcel delivery boy to carry out his job easily.






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